Hey there Rockstar! Today we’ve simplified the SnapCash loan application process into 5 simple steps.

Come along let’s help you get your first loan:

## Set up your account
Visit the SnapCash website and follow the prompts to either download any of the apps and sign up or just sign up directly on the web app. Once you are signed up successfully, you also need to do the following as they are mandatory requirements to apply for a loan:

## Update your address and also add the details of your next of kin
Add a government-issued ID card such as a drivers’ license, international passport, etc. Add a valid and active debit card. We usually accept only Mastercard or Visa debit cards. Now you’re ready to apply for a loan with SnapCash.

## Apply for a loan
With the SnapCash app installed on your device (or you may be registered on the web app), it’s time to get your first loan.

Log on to your dashboard and click on the “Apply for a loan” icon.

Fill out the application form: You’ll be shown an application form, in which you’re required to fill in your relevant personal data. For example, name, age, email address, valid ID card, bank verification number etc.
Assess the form thoroughly and ensure you fill in the correct data.
Submit loan application form.
Complete the final verification process

Once you have submitted your loan request, it would be in pending status. You would then get an email from SnapCash stating that your documents have been received, however, you would need to speak with the SnapCash loan team to complete the final stage of verification. The number to call would be in the email sent by SnapCash. This final stage is necessary to help us curb the issue of identity theft or lending to scammers using the identity of innocent and unaware individuals.

Please note that leaving a voicemail or voice message does not count as a call to the SnapCash representative.

## Kindly wait for our feedback email
Once you’re done with the final stage i.e the phone call verification, look out for one final email with either an approval or denial of your loan request. This final email will only be sent to you if you have completed the phone call verification.

Kindly note that SnapCash operates on an algorithm-driven database and this means that after your credit profile is vetted, you’re matched to the loan option that is the best fit for you.

For further questions and assistance send us a message at hello@snapcash.ng!


A simple guide to the SnapCash loan application process

Frustrating right?


Trying to reach out to a brand and not getting a response for days has to count as one of the most frustrating moments!


It gets even worse when it involves an issue that requires urgent attention.


At SnapCash, we understand how frustrating and disappointing it could be especially when it involves money and that’s why we constantly find ways that allow you to communicate with us with ease via various mediums.


Everyone has a preferred contact method, and sometimes different problems have different ways they can be addressed. Here are 3 ways you can make inquiries/solve your problems with SnapCash:


## Contact us via email
At SnapCash, we make it our priority to be available to assist all of our users, including prospective clients. This is why you can always, and at any time, send an email to SnapCash if you have any inquiries or concerns that need to be addressed. In a matter of minutes or a few hours, you can get a reply to your inquiries and concerns.


## Chat with an SnapCash representative using our live chat feature
The world is miles ahead of Nigeria as regards technology. But SnapCash quickly adapts and that’s why the live chat feature has been made available for you. It connects you with one of our representatives right there on the website or even on the app. This way you don’t have to worry about your contact details being in the wrong hands.
With our live chat feature, a representative will be there to guide you through any issue you’re struggling with, by giving you suggestions and directions on what approach can quickly solve your specific issue. All on the website.


## Go through our frequently asked questions (FAQs)
There may be inquiries that you need to make that others have made before you. When situations like this happen, SnapCash takes a count of how many people have asked that particular question (phrased in different ways) and provides an answer for it which will then be made available on the website. These questions and answers are called FAQs — Frequently Asked Questions.


Most times, when you make inquiries through the live chat feature, you’ll be directed to the FAQs if it’s a question that has been answered. SnapCash has a wide selection of FAQs that you can go through to find an answer to your inquiries and a solution for any problem you may be stuck on. Here’s a look at SnapCash FAQs.


Reach out to us with your inquiries at hello@snapcash.ng and we’ll be sure to give you more tips.


3 ways you can make inquiries/solve your problems with SnapCash

Access to credit shouldn’t be a privilege reserved for those with extensive paperwork and collateral. Yet, many Nigerians find themselves locked out of financial opportunities because of some high barriers. 

The good news? 

Small loans offer a practical way to build and strengthen your credit history; no complicated requirements, just a straightforward path to proving your financial reliability.

## Understanding Credit History and Why It Matters
Your credit history is a record of how you have managed borrowed money over time. Lenders use this information to determine whether you are a responsible borrower. A good credit history can help you:
1. Access higher loan amounts in the future
2. Get lower interest rates on loans
3. Improve your financial credibility with banks and lenders

If you don’t have an existing credit record, small loans can serve as an entry point to building one.

How Small Loans Can Boost Your Credit Score
1. Access Instant Online Loans in Nigeria
Small loans are easy to obtain. SnapCash provides an instant online loan in Nigeria without requiring lengthy paperwork or collateral. By taking out a loan and repaying it on time, you start creating a positive credit history.

2. Improve Your Creditworthiness with Quick Repayments
With quick loan in minutes services, borrowers can access funds swiftly and repay them in short cycles. Repaying small loans on time consistently signals to lenders that you are a trustworthy borrower, increasing your chances of qualifying for larger loans in the future.

3. No Collateral? No Problem!
One of the best features of small loans is that they are loans without collateral. You don’t need to pledge assets to secure funding, making it easier for first-time borrowers to access credit. By responsibly handling small, unsecured loans, you build a track record that can be used to secure better financial products later.

4. Avoid Loan Defaults and Late Payments
To build a strong credit history, always borrow what you can afford to repay. Late payments or defaults can negatively impact your credit score. Setting up reminders or automating repayments ensures you stay on track.

5. Increase Your Loan Limits Over Time
Lenders reward responsible borrowers by increasing their loan limits. With SnapCash, timely repayment of small loans can qualify you for higher amounts, further strengthening your financial standing.

## Start Building Your Credit History Today
If you’re looking for a quick loan in minutes to cover unexpected expenses while improving your credit score, small loans are a great option. An instant online loan in Nigeria provides fast, secure loans without collateral, helping you achieve financial growth. Start your journey toward a strong credit history today, borrow responsibly and build a brighter financial future! For further questions and assistance send us a message at hello@snapcash.ng.


How Small Loans Can Help You Build a Strong Credit History in Nigeria

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A simple guide to the SnapCash loan application process

3 ways you can make inquiries/solve your problems with SnapCash

How Small Loans Can Help You Build a Strong Credit History in Nigeria